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Shawn Garner

Branch Manager/Residential Mortgage Loan Originator | NMLS #1035302
[email protected]
23108 Seven Meadows Parkway | Suite 100 | Katy, TX 77494
Apply Here For A Home Loan

The Loan Process in 4 Easy Steps!

Getting a Home Loan is Easy!

The first step in getting a home loan is loan approval. Getting pre-approved gives you the peace of mind to house hunt with confidence. Once you complete the online application, Encompass Lending Group will review your credit report and financial documents for pre-approval.


About Shawn Garner


With over two decades of experience since beginning in the mortgage industry in 2001, Shawn Garner brings both expertise and dedication to helping clients achieve their dream of homeownership. He specializes in down payment assistance programs, FHA, VA, Conventional, and USDA loans, and proudly served for five years on the Lender Advisory Group for Colorado’s largest down payment assistance program, CHFA. Outside of work, he enjoys Colorado’s summer outdoor activities including camping, hiking, and backpacking, and makes it a priority to catch as many shows as possible at Red Rocks.

Use These Resources to Simplify the Process

Home Loan Checklist
Having a list makes everything easier.

Do's and Dont's of the Loan Process

What you need to know when applying.

Loan Process from Start to Finish

Let's walk through the process.