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Kimberly Nicoll

Residential Mortgage Loan Originator | NMLS #2541787
[email protected]
1032 Great Lakes Circle, Myrtle beach, SC 29588
Apply Here For A Home Loan

The Loan Process in 4 Easy Steps!

Getting a Home Loan is Easy!

The first step in getting a home loan is loan approval. Getting pre-approved gives you the peace of mind to house hunt with confidence. Once you complete the online application, Encompass Lending Group will review your credit report and financial documents for pre-approval.


About Kimberly Nicoll


Originally from New Jersey, my family and I moved to Myrtle Beach SC in 2012. Living just minutes from the beach, and all that the Coastal Carolinas have to offer, I am honored and excited to help my clients with any of their real estate needs. Prior to becoming a Broker, I spent many years serving my clients in the Mortgage Operations industry. Which has helped me assist them better when buying and selling. I also attended Art school and obtained my bachelor degree in Fine Art in 1999 from William Paterson University. I am passionate about helping all my clients, but especially enjoy working with local Veterans and military families. I am MRP certified and want to serve those who have served our country. So coming to Fathom Realty, I look forward to partnering with their Hometown Heroes Division and finding new ways to give back and better assist them. If I am not working with clients, or mentoring new agents in the industry, I can be found at the ball field enjoying time with my husband and teenage kids who keep me smiling, busy, and humble.

Use These Resources to Simplify the Process

Home Loan Checklist
Having a list makes everything easier.

Do's and Dont's of the Loan Process

What you need to know when applying.

Loan Process from Start to Finish

Let's walk through the process.