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Erica Ranceful

Residential Mortgage Loan Originator | NMLS #2312624
[email protected]
23108 Seven Meadows Pkwy Katy, TX 77494
Apply Here For A Home Loan

The Loan Process in 4 Easy Steps!

Getting a Home Loan is Easy!

The first step in getting a home loan is loan approval. Getting pre-approved gives you the peace of mind to house hunt with confidence. Once you complete the online application, Encompass Lending Group will review your credit report and financial documents for pre-approval.


About Erica Ranceful


I have 25 years of experience in the financial industry. Outside of work, I have a daughter who is a Freshman in college. I am originally from Chicago and now reside in Atlanta. I am a passionate traveler who loves adventure and experiencing different cultures. I also enjoy playing pickleball. Music is another love of mine; I appreciate its ability to inspire and uplift. I am very excited to be a part of Encompass Lending Group where we make the dream of home ownership a reality through concierge customer service and a "Can Do" attitude.

Use These Resources to Simplify the Process

Home Loan Checklist
Having a list makes everything easier.

Do's and Dont's of the Loan Process

What you need to know when applying.

Loan Process from Start to Finish

Let's walk through the process.