Capital that moves
your business forward.
Tailored financing solutions for commercial real estate, construction, and business expansion—backed by experienced advisors and a nationwide lending network.
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Why Encompass Lending
We specialize in providing flexible, strategic financing solutions for businesses of all sizes—from startups to seasoned developers. With decades of combined experience in commercial real estate and business lending, our team is dedicated to helping clients secure the capital they need to grow, invest, and succeed. We understand that no two projects are the same. That’s why we offer customized loan structures, competitive rates, and fast turnarounds tailored to meet the specific goals of each borrower. Whether you're acquiring a multi-family property, building out a retail space, or expanding your operations, our mission is to be your trusted financial partner every step of the way.
What Sets Us Apart
Personalized loan consulting with seasoned experts.
Work directly with experienced financing professionals who understand the complexities of commercial lending. Our team takes the time to evaluate your goals, financial position, and project details to structure the most effective financing strategy for your situation. With decades of combined industry experience, we guide you through every option and help you make informed decisions with confidence.
Access to a nationwide network of lenders and private capital.
Through our extensive relationships with banks, private lenders, credit funds, and institutional capital sources across the country, we can match your project with the right financing partner. This broad network allows us to source competitive terms, flexible structures, and funding solutions that traditional channels may not provide.
Transparent process with hands-on guidance from application to closing.
We believe financing should be straightforward and fully transparent. Our team keeps you informed at every stage of the process—from initial consultation and document preparation to underwriting, approvals, and final closing. With proactive communication and hands-on support, we ensure a smooth and efficient experience from start to finish.
Financing options for office, retail, industrial, mixed-use, construction, equipment, and more.
We provide financing solutions for a wide range of commercial and business needs. By understanding the unique characteristics of each asset type, we connect clients with lenders that specialize in those markets—ensuring the most appropriate terms, timelines, and capital structure for your project.
What We Offer
Bridge Lending
Flexible Solutions for Imperfect Scenarios. Balance-sheet lending for borrowers with less-than-perfect loan scenarios with a streamlined and borrower-friendly underwriting process.
Hard Money Lending
Fast, Flexible, Equity-Based Lending. No ratios, no problem. Bad credit? That’s okay too. Approvals based entirely on liquidity, exit, equity, and experience making financing quick and easy.
Commercial Lending
Financing for All Standard Asset Classes. We offer customized financing solutions for Light Industrial, Office, Retail, Hospitality, Mixed-Use, Niche properties, and more, designed to your unique investment goals nationwide.
Multi-Family Properties
Flexible Financing for 5+ Unit Properties. We offer short and long-term financing solutions for multi-family properties with a residential focus in all major U.S. markets, ensuring tailored support for diverse investment needs.
Portfolios (10+ Units)
In-House Programs for Investments. We offer business-purpose lending for all property types, including Fix & Flip, Fix & Hold, long-term portfolio financing with tailored solutions to support diverse investment strategies.
Construction & Development
Building Communities, Growing Businesses. We specialize in financing well-planned residential and commercial projects for developers, fostering community development, economic opportunity, and sustainable business growth nationwide.
Leadership
Victoria Markowski
Victoria is the SVP of Commercial Lending at Encompass Lending, bringing more than 34 years of experience in residential and commercial real estate finance. Over the course of her career, she has successfully closed more than $1 billion in transactions, earning a reputation as a trusted advisor to business owners, investors, and developers nationwide.
Victoria specializes in structuring strategic financing solutions tailored to each client’s goals. With deep expertise in complex lending, underwriting, and market trends, she provides access to a wide range of loan products, including SBA, bridge, construction, and investment property financing. Known for her hands-on approach and strong national network of lenders and capital sources, Victoria is committed to delivering clear guidance, efficient execution, and results that help clients grow their portfolios and build long-term wealth.
Her philosophy is simple: People First. Solutions Always.
Inquire Now
Connect with our team to explore flexible financing solutions tailored to your goals. Whether you're launching a new venture, expanding your business, or investing in commercial real estate, we provide personalized guidance, competitive options, and a streamlined process from start to finish. Tell us about your needs, and let’s build the right funding strategy together.
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Get in Touch
Our experienced team is here to help you find the right financing solution for your business or real estate investment. Call, send us a message, or book a virtual appointment to explore how we can support your goals.
Direct Line(719) 602-9381
ScheduleVirtual Appointment
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